# Types of Risk The main forms of risk are: * **Credit Risk** — You are in control of who you trust in the protocol, and if they don't repay . * **Contract Risk** — The union protocol is software, and while all efforts were taken to try and write safe software there is the risk of a bug in the code. * **User Risk** — Unions smart contracts are permissionless and they're deployed on ethereum which is also permissionless, as such any loss of funds due to user error is likely irreversible. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.union.finance/risk/in-progress.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.